Months 1–2 · Before anything is drawn
Discovery & Vision
Before any plans, before any lot tour, before a single dollar gets quoted: who you are, how you live, and what you can honestly spend. The conversation that sets every later decision up to succeed.
Key decisions in this phase
- Lifestyle program — rooms, sizes, how you cook, host, work, and live
- Honest total budget framework — land + hard costs + soft costs + FF&E + contingency
- Style direction and aesthetic priorities
- Realistic timeline (18–30 months is the truthful window)
- Team you'll need: architect, builder, designer, lender
Articles for this phase
What a Custom Home Really Costs in 2026
$400, $700, $1,000 per square foot — what each actually buys.
The Hidden 15%: Soft Costs & Contingency
Architecture, engineering, permits, FF&E — the line items not in your bid.
Construction Loans, Explained Like You Have a Day Job
Construction-to-perm, draw schedules, interest reserves — the confusing terms.
When to Walk: Five Budget Red Flags
Allowance abuse, low-ball line items, soft scope — the bid-stage tells.